Giving primarily for education and health associations. Scholarship awards to residents of the U.S. who are attending, or who are planning to attend, any U.S. college or university. Selection shall be based on scholastic achievements, or the potential to make scholastic achievements, financial need, and demonstrated quality of leadership. Applicants who are seeking a scholarship for undergraduate degree must have graduated from high school with a "C" average or better. Applicants who are seeking a scholarship for a graduate degree, must have graduated from college with a "C" average or better. Applicants must enroll as full-time students and carry a full-time course load.